Remodelers Council

25+ years experience in all areas of mortgage financing.  Commercial or Residential loans.

Red Rose Improvements LLC, has been involved in managing project development for projects up to 125,000 square foot warehouse maintenance contracts for Commercial/Office and Industrial/Warehouse space.  We pride ourselves on professional building and redesign of various corporate and regional headquarters for public and privately held companies within the New York-Philadelphia Corridor. Residentially, our scope of work varies from window and door replacement through multi-level additions, basements, office/studies, and work out rooms, bathrooms, kitchens, and patio/deck and retaining wall installations.

23 years of mortgage lending experience has taught me the value of providing great customer service.

I am a New Construction Lending Specialist in the Condominium and Single-Family marketplace. Whether you are buying existing construction, from a builder or looking to self-finance your construction, I can assist you. Ask me about our Construction to Perm Programs!

Valley offers relation discounts on our jumbo loan programs and we have low presale requirements.

In our bank footprint, we offer first time homebuyers our Community Lending Program. I regularly work with down payment assistance programs.

I am a military veteran and welcome the opportunity to serve Veterans!

James concentrates his practice in real estate development, redevelopment and land use matters regarding industrial, commercial, residential and mixed-use real estate development projects. His extensive experience allows him to advise clients on both the planning elements of real estate development and all aspects of the redevelopment process, including but not limited to the negotiation of redevelopment agreements, developer's agreements, purchase and sale agreements, easements and related access agreements, lease agreements, as well as the representation of clients before various planning and zoning boards, and related agencies.